pvtltd.co

Business Finance

NBFC Registration — RBI CoR Application

NBFC registration with RBI — Certificate of Registration (CoR) application, minimum net owned fund Rs 10 crore, online RBI COSMOS portal submission, business plan preparation, and ongoing RBI compliance after registration. Section 45-IA RBI Act 1934, minimum NOF Rs 10 crore (Rs 2 crore for Type II P2P), COSMOS online application, business plan, credit rating, principal business test (50% assets / 50% income from financial activity).

Reviewed by CA Harun Raaj, ICAI Reg. No. 238303·Last reviewed:
Starting from Discuss with usTypical timelineNBFC Registration

NBFC registration with RBI — Certificate of Registration (CoR) application, minimum net owned fund Rs 10 crore, online RBI COSMOS portal submission, business plan preparation, and ongoing RBI compliance after registration. Section 45-IA RBI Act 1934, minimum NOF Rs 10 crore (Rs 2 crore for Type II P2P), COSMOS online application, business plan, credit rating, principal business test (50% assets / 50% income from financial activity). We keep the work founder-friendly and evidence-led so the company can move without unnecessary back-and-forth.

What is included
  • • NBFC Registration scope review and action plan
  • • Document checklist and evidence review
  • • Drafting, computation, or filing support
  • • Submission support and acknowledgement tracking
  • • Follow-up on queries, corrections, or notices
  • • Closure notes and next-step reminders
Documents required
  • • Transaction or business summary
  • • Financials and supporting schedules
  • • Contracts, notices, or deal documents
  • • Board or management note
Government fees

See the fee table below for the statutory filing charge and common delay logic.

Legal basis
  • • Section 128 of the Companies Act 2013
  • • Section 143 of the Companies Act 2013
  • • Section 44AA of the Income-tax Act 1961
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Process

How the service works

The workflow is built to be predictable: document collection, legal review, filing, and post-filing follow-through.

Step 1Scope

Confirm the scope

We map the exact service route to the trigger, form set, and documentary evidence so the work starts on the right footing.

Step 2Docs

Collect the records

We gather the company records, notices, or transaction documents needed for nbfc registration and check them for gaps.

Step 3Draft

Prepare the filing or memo

We draft the computations, filings, or advisory memo so the next person in the chain can review it quickly and confidently.

Step 4Close

Submit and track follow-up

We move the file through submission, keep the acknowledgement trail tidy, and handle any follow-up questions that come back.

AEO summary

NBFC Registration is the CA-led workflow that helps a Private Limited company stay compliant, file the right forms, and keep the record trail clean.

NBFC Registration — RBI CoR Application workflow

We start by checking the exact trigger, the legal route, and the documents that make nbfc registration executable for a Private Limited company. That keeps the filing or advisory work tied to the actual statutory path instead of a generic checklist.

Once the scope is locked, we prepare the working papers, filings, and follow-up notes so the matter can move without unnecessary back-and-forth. The goal is to make the process understandable for the founder, the finance team, and the reviewer.

  • • Scope mapping for nbfc registration
  • • CA-led document review and drafting
  • • Submission support and acknowledgement tracking

What this protects for the company

For a Private Limited company, the value is not just speed. It is also about keeping the record trail clean enough for banks, investors, regulators, and future diligence work.

A founder-friendly process lowers the chance of avoidable notices, rework, or missed deadlines while keeping the company aligned with the right section, rule, or circular in Business Finance.

  • • Cleaner compliance evidence for Business Finance
  • • Better preparation for diligence or audit
  • • Less last-minute chasing inside the finance team

Government fees

Fee breakdown

ItemFeeNotes
Professional engagementDiscuss with usThis work is scoped around the facts, documents, and the relevant filing or advisory route.
Connected filing or applicationAs per applicable scheduleAny statutory filing follows the relevant portal or authority fee table.

Timeline

Typical turnaround

Typical timeline usually means a 1–2 weeks turnaround, assuming documents are complete and any board or shareholder approvals are already in place.

Pricing note

Government fees depend on the exact filing route and any connected statutory filings.

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FAQ

Frequently asked questions

What does NBFC Registration cover for a Private Limited company?
NBFC Registration covers the working papers, filing or advisory route, and follow-up needed to complete the matter cleanly for a Private Limited company. The scope sits on Section 128 of the Companies Act 2013, with the exact approach adjusted to the facts in your file.
Which forms are usually involved?
The exact filing set depends on the route and authority, so there may not be a fixed statutory form. We keep the filing record aligned with Section 143 of the Companies Act 2013 so the submission matches the statutory path.
What happens if we miss the deadline or get a notice?
Delay can trigger late fees, interest, or a further notice depending on the route and authority. We plan the file around Section 44AA of the Income-tax Act 1961 so the reply, submission, or correction lands in the correct sequence instead of creating avoidable follow-up.
What should you send us before we start?
Please send the core records first: Transaction or business summary, Financials and supporting schedules, Contracts, notices, or deal documents. That is usually enough for us to confirm the trigger, map the filing route, and tell you whether any extra approval, valuation, or reconciliation is needed under Section 128 of the Companies Act 2013.

Canonical reference: https://www.pvtltd.co/services/nbfc-registration

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Ready to move this filing forward?

We can help with the filing, the legal mapping, and the follow-up work that keeps the company compliant after submission.

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